Financial Planning Financial planning with Meritage helps you set attainable ﬁnancial goals, manage risks, and make decisions in context. We offer all clients ﬁnancial planning and goal setting, which includes ongoing review and reﬁnement with the Meritage team. Financial Planning Areas of FocusFinancial position: By focusing on your ﬁnancial position, you will have an understanding of your current net worth, income and expenses. This sets a foundation for looking at the trajectory of your wealth.Managing risks: We help you prepare for unforeseen circumstances and protect your wealth by reviewing your current situation and formulating recommendations for any identiﬁed gaps or needs.Investment planning: Our most important investment planning exercise is helping you ﬁgure out how hard your money needs to work for you to meet your goals. This perspective is powerful for the development of a customized portfolio.Tax management: Reviewing and analyzing your tax situation can help you manage future income tax liabilities and develop long-term tax-reduction strategies.Retirement planning: It can be overwhelming to think about what retirement might cost. However, thinking about it now can ensure adequate retirement income and help you understand how to grow your assets and how to make them last.Wealth preservation: We help you develop a custom plan for protecting your wealth and transferring to your loved ones and charities.A comprehensive ﬁnancial plan includes analysis and recommendations in all six areas, but we will create a custom plan that ﬁts your needs and your situation. Contact us for more information about ﬁnancial planning.* Implementation, which involves purchasing products and services, is separate and distinct from the financial planning services. Clients can, but are under no obligation to, implement the advice through us, our affiliates or an unaffiliated financial institution of client's choice. Implementation of the financial planning advices is achieved through a separate relationship with the client. Have a question? Get in touch: Name Email Address Phone Message Thank you! Oops!